Saving up Target points

I'm a huge planner. I always have been. Starting a family is definitely still more of the same.

One thing I've done is start saving up our credit card points. We have a card that allows us to get gift certificates for all sorts of things, and one of the options is gift certificates to Target. I've already started saving up the points, and I hope to be able to use them for all sorts of things. Like this crib:



I'm in love with it.

Kids are expensive. We're in a good financial position and won't have trouble affording a baby, but it sure will be nice if we can use the credit card points for a lot of the essentials. That will certainly help the cash flow.